Honda Civic CRX Insurance Rates

Finding cheaper car insurance through online providers is easy, in addition you can save money. The key is getting as many rate quotes as possible so you can compare all your choices.

Consumers who are new to the process of comparing rates may think shopping for cheap Civic CRX insurance is hard and time consuming. There are several ways to compare quotes from different insurance companies. The fastest way to find the lowest Civic CRX insurance quotes is to perform an online rate comparison. This is very easy and can be done by visiting this page.

Criteria which help determine Civic CRX insurance cost

Car insurance premiums for a Honda Civic CRX can be significantly different based upon several criteria. A few of these criteria are:

Your driving record
Better credit means lower rates
The size of your community
How many miles you drive
Your gender can raise or lower rates
Higher deductibles save money
NTSB crash rating for your vehicle
Your occupation
The level of coverage
Owning a home can lower rates

An additional factor which can affect Civic CRX insurance rates is the year of the vehicle. Models that are a few years old have a much lower replacement value than newer models so repair costs tend to be lower which will push premiums down. Conversely, newer models may have safety features such as active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control that may help provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability auto insurance

Liability insurance protects you from injuries or damage you cause to other people or property that is your fault. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Auto collision coverage

This pays for damage to your Honda caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder. Civic CRX collision insurance is rather expensive coverage, so consider dropping it from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive (Other than Collision)

Comprehensive insurance will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount a car insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage gives you protection from other drivers when they do not carry enough liability coverage. Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Medical expense insurance

Med pay and PIP coverage provide coverage for bills such as ambulance fees, surgery, and doctor visits. The coverages can be used to fill the gap from your health insurance policy or if you do not have health coverage. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Honda Civic CRX Insurance Rates?