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Honda CR-V Insurance Quotes

Finding cheaper car insurance from online companies is easy and there is a good chance you will probably save money. The key is to get rates from all companies so you can compare every possible rate.

Consumers who are new to the process of shopping for insurance may think finding low-cost Honda CR-V insurance can be quite difficult. To find the best car insurance prices, there are several ways to get quotes from car insurance companies in your area. The best way to find the lowest Honda CR-V insurance cost is to perform an online rate comparison. This can be accomplished by visiting this page.

Insurance rates on a Honda CR-V can fluctuate considerably based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating impacts rates
  • The size of your community
  • The number of annual miles
  • Men typically pay more than women
  • Higher deductibles save money
  • Safety rating of your CR-V
  • Your profession
  • The amount of protection requested
  • Whether you own your home

One last important factor which can affect the rate you pay on your Honda is the year of manufacture. Models that are a few years old cost less so the cost to replace them will push premiums down. But more recent Honda vehicles may have options including forward-collision avoidance, automatic crash notification, and tire pressure monitors which may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

Liability insurance will cover damage that occurs to people or other property that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as high a limit as you can afford.

Collision coverage protection

This will pay to fix damage to your Honda resulting from a collision with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage for your Honda CR-V can be pricey, so consider dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive coverage

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance program or if there is no health insurance coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Honda CR-V Insurance Rates?