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Honda CR-Z Insurance Rates

There are many options when comparing insurance rates on your Honda vehicle. You can buy from your neighborhood insurance agent or go online to compare insurance costs of companies. Finding cheaper car insurance by quoting online can be fast and easy and there is a good chance you will probably save money.

If you are a novice to online car insurance shopping, you can be overwhelmed by the hoards of car insurance companies competing for your business. To find the best car insurance prices, there are several ways to compare quotes and find the best price. One of the best ways to find the cheapest Honda CR-Z insurance cost is to perform an online rate comparison. This can be accomplished by getting a quick quote here.

Insurance rates for a Honda CR-Z can be significantly different depending on several factors. Some of these factors include:

  • Higher performance CR-Z vehicles cost more
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your profession
  • Insurance coverage level
  • Whether you own your home

One last important factor which can affect the rate you pay on your Honda is the year of manufacture. Models that are a few years old cost less so repair costs tend to be lower which may result in lower rates. Although newer models may have options included like blind-spot warning system, sideview assist mirrors, tire pressure monitors, and pedestrian detection that may help help offset higher rates.

To get a better understanding how much rates will be for your vehicle, select the year of your CR-Z below.

Liability coverages - This coverage protects you from damage that occurs to other people or property that is your fault. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision coverages - This pays for damage to your Honda caused by collision with another car or object. You first must pay a deductible then your collision coverage will kick in. Honda CR-Z collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible in order to get cheaper Honda CR-Z insurance rates.

Comprehensive coverages - Comprehensive insurance covers damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage provides protection from other motorists when they do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.

Coverage for medical payments - Med pay and PIP coverage pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not available in all states and may carry a deductible.

How Much are Honda CR-Z Insurance Rates?