Vehicles > Honda > Fit

Honda Fit Insurance Cost

Shopping for car insurance online is simple to do and at the same time you will probably save money. The critical component is to get as many rate quotes as possible so you can get the lowest rate quotes.

Comparing car insurance rates direct online is challenging if you have never used online quoting. But don't let that discourage you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways of comparing rates and find the best price. By far the easiest way to find competitive Fit insurance rates consists of shopping online. It is quite easy and can be accomplished by completing this short form.

What influences Fit insurance quotes?

Insurance rates for a Honda Fit can fluctuate considerably subject to many criteria. Taken into consideration are:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Male rates may be higher
  • Low deductibles cost more
  • Your vehicle's safety rating
  • Your profession
  • Insurance coverage level
  • Whether you rent or own your home

One last important factor that will help determine the rate you pay on your Honda is the year of manufacture. Older cars and trucks have a reduced actual cash value so repair costs tend to be lower which can decrease annual premiums. Although newer vehicles may have options included like pedestrian detection, dual-stage airbags, and blind-spot warning system which may give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverage

Fit liability coverage can cover damages or injuries you inflict on other people or property by causing an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision insurance

Collision coverage covers damage to your Honda caused by collision with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage. Fit collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible in order to get cheaper Fit insurance cost.

Comprehensive coverage

Comprehensive insurance pays to fix your vehicle from damage that is not covered by collision coverage. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP reimburse you for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are used to fill the gap from your health insurance program or if you are not covered by health insurance. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Honda Fit Insurance Rates?