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Honda Insight Insurance Rates

Drivers have lots of options when comparing insurance rates on your Honda vehicle. You can either buy through an agent or go online to check prices from multiple insurance companies. Comparing auto insurance on the web can be fast and easy, plus you can save money.

If you've never shopped for auto insurance online, you may be overwhelmed by the hoards of online auto insurance companies and websites offering insurance. Finding a better price on auto insurance isn't really that difficult. Consumers just need to spend a few minutes getting comparison quotes provided by online insurance companies. This can be done by completing this short form.

Rates are determined by...

Car insurance premiums for your Honda Insight can vary widely depending on several factors. Including but not limited to:

  • Higher performance Insight vehicles cost more
  • Any accidents you may have
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Young drivers cost more
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • Having current coverage saves
  • Home ownership saves money

An additional factor that can impact Insight insurance rates is the year of the vehicle. New vehicles have a higher value than older models so the cost to replace them can inflate annual premiums. On the flip side, more recent Honda vehicles may have safety features like a telematics system, lane departure warning system, and tire pressure monitors which can give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Insight from the list below.

Liability car insurance - This coverage will cover damage or injury you incur to other's property or people. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so you should buy higher limits if possible.

Collision coverages - This coverage will pay to fix damage to your Honda resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to get cheaper Insight insurance rates.

Comprehensive auto insurance - Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout your auto insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Coverage for medical expenses - Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses such as EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Honda Insight Insurance Rates?