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Honda Odyssey Insurance Cost

Buying car insurance by getting online quotes is easy and there is a good chance you can save money. The key is to take the time to get rates from all companies in order to accurately compare all possible prices.

People who are new to shopping for insurance may think purchasing low-cost Odyssey insurance is nearly impossible. There are several ways to compare quotes from local car insurance companies. The easiest way by far to find the cheapest Odyssey insurance rates is to get quotes online. This can be accomplished by getting a quick quote here.

Car insurance premiums on a Honda Odyssey can vary widely based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating
  • Your gender can raise or lower rates
  • The deductible you choose
  • Safety rating of your Odyssey
  • Your occupation
  • Your coverage level
  • Whether you own your home

An additional factor that helps determine Odyssey insurance cost is the year of the vehicle. Older models cost less than newer models so the cost to replace them will push premiums down. On the flip side, newer models may have safety features like traction control, adaptive headlights, and automatic crash notification which can help offset higher rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability

Liability insurance protects you from damage that occurs to people or other property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy higher limits if possible.

Collision protection

Collision insurance pays for damage to your Honda resulting from a collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Odyssey can be pricey, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible to get cheaper Odyssey insurance cost.

Comprehensive or Other Than Collision

This coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection when other motorists do not carry enough liability coverage. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical costs insurance

Med pay and PIP coverage provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP is not available in all states and may carry a deductible.

How Much are Honda Odyssey Insurance Rates?