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Honda Passport Insurance Rates

Comparing car insurance from online rate quotes is simple to do, in addition you will probably save money. The critical component is to compare rates from all companies so you can get the lowest prices.

Using the web to shop for car insurance direct can be complicated if you have never used online rate quotes. But don't be discouraged because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to get quotes from car insurance companies in your area. The easiest way to find competitive Passport insurance cost involves getting comparison quotes online. This is very easy and can be done by completing this short form.

Criteria which help determine Honda insurance rates

Insurance rates on a Honda Passport will vary greatly subject to many criteria. A few of these criteria are:

  • Traffic citations increase rates
  • Your credit history
  • Men typically pay more than women
  • Low deductibles cost more
  • NTSB crash rating for your vehicle
  • Your profession
  • The amount of protection requested
  • Owning a home can lower rates

One last important factor that can impact the rate you pay on your Honda is the year of manufacture. Used vehicles have a much lower replacement value so the cost to replace them can decrease annual premiums. But more recent Honda vehicles may have options including an advanced theft deterrent system, adaptive cruise control, active head restraints, and a telematics system so those may give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability insurance - Passport liability coverage will cover injuries or damage you cause to people or other property. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so purchase as much as you can afford.

Collision - This coverage will pay to fix damage to your Honda resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Passport can be pricey, so consider removing coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive protection - This coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum amount a car insurance company will pay at claim time is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM Coverage - This coverage protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Medical expense coverage - Personal Injury Protection (PIP) and medical payments coverage reimburse you for bills for things like ambulance fees, surgery, and doctor visits. They are used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Honda Passport Insurance Rates?