Honda Prelude Insurance Quotes

You have lots of choices when trying to find low-cost insurance for your Honda vehicle. You can buy direct from a local agent or go online to compare insurance costs of multiple companies. Shopping for car insurance online can be fast and easy and at the same time you might just save a little.

If shopping for car insurance online is new to you, it's easy to be confused by the hoards of car insurance companies vying for your business. When shopping for car insurance there are multiple ways to compare rate quotes and find the best price. The simplest method to find the cheapest Prelude insurance cost consists of shopping online. It is quite easy and can be accomplished by getting a quick quote here.

Which factors influence your insurance rates?

Auto insurance rates for a Honda Prelude can vary widely depending on several factors. Taken into consideration are:

Higher performance Prelude vehicles cost more
Any accidents you may have
Whether you insure your home with the same company
Use of your vehicle
Special coverage such as replacement cost
What you do for a living
Insurance coverage level
Whether you rent or own your home

A final factor that will help determine Prelude insurance quotes is the model year. Older cars and trucks have a reduced actual cash value in comparison to older models so repair costs tend to be lower which may result in lower rates. Although new Honda models may have a trim level with safety features included like a telematics system, adaptive cruise control, and anti-lock brakes which can help offset higher rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Prelude from available model years below.

Liability coverage

This coverage provides protection from damages or injuries you inflict on other people or property by causing an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so consider buying higher limits if possible.

Coverage for collisions

Collision coverage pays to fix your vehicle from damage caused by collision with an object or car. You will need to pay your deductible then your collision coverage will kick in. Prelude collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible in order to get cheaper Prelude insurance quotes.

Comprehensive coverage

Comprehensive insurance covers damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by your Honda Prelude comprehensive insurance. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

This provides protection from other motorists when they either have no liability insurance or not enough. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance pay for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They can be used to fill the gap from your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not universally available and may carry a deductible.

How Much are Honda Prelude Insurance Rates?