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HUMMER H2 Insurance Rates

Drivers have lots of options when comparing insurance rates on your HUMMER vehicle. You can either contact an insurance agent or shop online to compare insurance costs of insurance carriers. Shopping for car insurance by getting online quotes is easy, plus you may find lower rates.

Consumers not familiar with buying insurance may think purchasing cheap HUMMER H2 insurance is nearly impossible. The are a couple different ways to compare quotes from car insurance companies in your area. One of the best ways to find the cheapest HUMMER H2 insurance cost consists of shopping online. This can be done by getting a quick quote here.

Car insurance rates influenced by these factors

Insurance premiums for a HUMMER H2 can vary widely based upon several criteria. Including but not limited to:

  • The performance level of your H2
  • Any accidents you may have
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Your job
  • The amount of protection requested
  • Home ownership saves money

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a lower value compared to new HUMMER models so repair costs tend to be lower which will push premiums down. But newer models have more advanced features including pedestrian detection, dual-stage airbags, a rollover prevention system, and automatic crash notification which can help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your H2 from the list below.

Liability - Liability insurance protects you from damage or injury you incur to other people or property by causing an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy higher limits if possible.

Collision coverages - Collision coverage pays for damage to your HUMMER caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. HUMMER H2 collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive or Other Than Collision - Comprehensive insurance covers damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout your car insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage provides protection when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical costs insurance - Med pay and PIP coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. PIP is not available in all states and may carry a deductible.

How Much are HUMMER H2 Insurance Rates?