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Hyundai Accent Insurance Quotes

Shopping for auto insurance from online rate quotes can be fast and easy and there is a good chance you might just save a little. The most important part is to take the time to get as many rate quotes as possible in order to have every company's rates.

If shopping for auto insurance online is new to you, you can be overwhelmed by the hoards of auto insurance companies vying for your business. Getting lower Accent insurance cost doesn't have to be difficult. The only thing you need to do is invest a little time to get quotes provided by online insurance companies. This is very easy and can be done by comparing rates here.

Auto insurance rates for a Hyundai Accent can vary widely depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating
  • Where you reside can make a big difference
  • How many miles you drive
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Safety rating of your Accent
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

A final factor that will help determine Accent insurance quotes is the model year. Newer models have a higher replacement value in comparison to later models so the cost to replace them can inflate annual premiums. But newer vehicles may have a trim level with safety features including tire pressure monitors, anti-lock brakes, and forward-collision avoidance which can lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability insurance

This coverage can cover damage that occurs to other people or property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying higher limits if possible.

Coverage for collisions

Collision coverage covers damage to your Hyundai caused by collision with another car or object. You will need to pay your deductible then your collision coverage will kick in. Accent collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive protection

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Hyundai Accent comprehensive insurance. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical expense coverage

Coverage for medical payments and/or PIP pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay.

How Much are Hyundai Accent Insurance Rates?