Vehicles > Hyundai > Azera

Hyundai Azera Insurance Rates

Finding cheaper auto insurance by comparing rates online can be fast and easy and there is a good chance you can save money. The most important part is to take the time to get as many rate quotes as possible so you can get the best prices.

If you are a novice to online auto insurance shopping, you can be overwhelmed by the hoards of auto insurance companies offering insurance. Finding a better price on auto insurance can be quick and easy. Consumers just need to spend a few minutes getting comparison quotes provided by online insurance companies. It is quite easy and can be accomplished by completing this short form.

Car insurance premiums for a Hyundai Azera can vary widely depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Safety rating of your Azera
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you own your home

An additional factor which can affect Azera insurance rates is the year of the vehicle. New vehicles have a higher actual cash value than older models so the cost to replace them can inflate annual premiums. But new Hyundai models may have safety features including forward-collision avoidance, adaptive cruise control, and active head restraints which can give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance - This coverage provides protection from damage that occurs to other people or property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy higher limits if possible.

Collision coverages - This pays to fix your vehicle from damage caused by collision with another car or object. You will need to pay your deductible then your collision coverage will kick in. Azera collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive insurance - Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle when the "other guys" either have no liability insurance or not enough. Since a lot of drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Med pay and Personal Injury Protection (PIP) - Medical payments and Personal Injury Protection insurance pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Hyundai Azera Insurance Rates?