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Hyundai Elantra Insurance Rates

Drivers have lots of options when shopping for insurance coverage for your Hyundai vehicle. You can either contact an agent or shop online to compare rates from companies. Finding cheaper auto insurance by quoting online is easy, plus you can save money.

Consumers who are new to the process of buying insurance may think buying affordable Elantra insurance is hard. Getting better Elantra insurance cost is a fairly straight forward process. Just take time getting comparison quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

Premiums are calculated by...

Car insurance premiums paid to insure a Hyundai Elantra will vary greatly based upon several criteria. Including but not limited to:

  • The performance level of your Elantra
  • Your accident history
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • No coverage lapses saves money
  • Home ownership saves money

An additional factor which can affect Elantra insurance rates is the year of the vehicle. Newer models have a higher actual cash value than older models so repair costs are higher which will push premiums up. Conversely, more recent Hyundai vehicles may have safety features such as pedestrian detection, automatic crash notification, and tire pressure monitors so those may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Elantra from the list below.

Liability coverages - Liability insurance will cover damage or injury you incur to a person or their property that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision coverage - This will pay to fix damage to your Hyundai from colliding with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverages - This pays for damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount your auto insurance company will pay is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance plan or if you do not have health coverage. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Hyundai Elantra Insurance Rates?