Vehicles > Hyundai > Elantra GT

Hyundai Elantra GT Insurance Quotes

Shopping for car insurance on the web saves time, is easy to do, plus you will probably save money. The key to finding lower rates is to take the time to get rates from as many companies as possible in order to accurately compare every possible rate.

Comparing car insurance rates direct online can be difficult if you are a beginner to online quotes. Don't let that stop you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare rate quotes from car insurance companies in your area. The best way to find the cheapest Elantra GT insurance cost consists of shopping online. This can be done by getting a quick quote here.

Car insurance rates influenced by these things

Insurance rates for your Hyundai Elantra GT can vary widely and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating
  • Where you reside can make a big difference
  • High miles vs. low miles
  • Male drivers pay higher rates
  • The deductible you choose
  • Crash test rating for your Elantra GT
  • Your profession
  • The amount of protection requested
  • Home ownership saves money

One last important factor that will help determine the rate you pay on your Hyundai is the year of manufacture. Older cars and trucks have a lower value so the payout to repair may end up costing you less. But new Hyundai models may have options including a collision avoidance system, sideview assist mirrors, a backup camera, and a telematics system which can help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability car insurance

This provides protection from damage or injury you incur to other's property or people by causing an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so purchase higher limits if possible.

Collision coverage protection

Collision coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive car insurance

Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout your car insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection when the "other guys" either have no liability insurance or not enough. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance kick in for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be utilized in addition to your health insurance policy or if there is no health insurance coverage. PIP coverage is not universally available and may carry a deductible.

How Much are Hyundai Elantra GT Insurance Rates?