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Hyundai Genesis Insurance Rates

Shopping for car insurance on the web is easy and there is a good chance you may find lower rates. The key is to compare rates from as many companies as possible in order to accurately compare every option.

Consumers not familiar with shopping for insurance may think buying cut-rate Genesis insurance is not very easy. The are a couple different ways of comparing rates from car insurance companies in your area. The quickest method to find the cheapest Genesis insurance quotes consists of shopping online. This can be accomplished by getting a quick quote here.

Insurance premiums for your Hyundai Genesis will vary greatly based upon several criteria. Some of these factors include:

  • Your driving record
  • Your credit history
  • Where you reside can make a big difference
  • High miles vs. low miles
  • Male rates may be higher
  • The deductible you choose
  • Safety rating of your Genesis
  • Your job
  • The amount of protection requested
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks cost less compared to new Hyundai models so the payout to repair will push premiums down. But newer vehicles have more advanced features including adaptive cruise control, sideview assist mirrors, and tire pressure monitors so those may help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability car insurance

Liability insurance can cover damage that occurs to other's property or people by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as much as you can afford.

Collision coverage

Collision coverage covers damage to your Hyundai resulting from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive car insurance

Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage provides protection when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical expenses

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be utilized in addition to your health insurance plan or if there is no health insurance coverage. PIP is not an option in every state and may carry a deductible.

How Much are Hyundai Genesis Insurance Rates?