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Infiniti EX Insurance Rates

Shopping for auto insurance by quoting online saves time, is easy to do and there is a good chance you might just save a little. The key to finding lower rates is to compare as many rate quotes as possible so you can get all your choices.

Comparing auto insurance rates direct online can be a challenge if you are a beginner to online rate quotes. But don't let that discourage you because comparing prices is actually very simple. Getting cheaper insurance rates is a fairly straight forward process. The only requirement is to invest a few minutes to get quotes online from several insurance companies. This is very easy and can be done by completing this short form.

Auto insurance rates for a Infiniti EX will vary greatly and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Your credit history
  • Where you reside can make a big difference
  • How many miles you drive
  • Men typically pay more than women
  • Low deductibles cost more
  • Safety rating of your EX
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Whether you own your home

A final factor that will help determine Infiniti EX insurance rates is the model year. New vehicles have a higher replacement value in comparison to later models so the costs to repair will push premiums up. Although more recent Infiniti vehicles may have a trim level with safety features included like adaptive headlights, anti-lock brakes, traction control, and a telematics system so those may give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverages

This will cover damage that occurs to other people or property by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as much as you can afford.

Auto collision coverage

Collision coverage will pay to fix damage to your Infiniti caused by collision with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Infiniti EX collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. It's also possible to bump up the deductible in order to get cheaper Infiniti EX insurance rates.

Comprehensive coverages

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Infiniti EX comprehensive insurance. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used to fill the gap from your health insurance plan or if you are not covered by health insurance. PIP coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Infiniti EX Insurance Rates?