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Jeep Compass Insurance Cost

Comparing auto insurance from online rate quotes saves time, is easy to do and at the same time you can save money. The key to finding lower rates is to take the time to get rates from all companies in order to accurately compare the lowest rate quotes.

Using the web to shop for auto insurance direct is challenging if you are a beginner to online quotes. But don't be discouraged because it's actually quite easy. Lowering your Compass insurance rates doesn't have to be difficult. You just need to take a few minutes getting comparison quotes online from several insurance companies. This can be done by getting a quick quote here.

What factors determine your insurance rates?

Car insurance premiums on a Jeep Compass can vary widely and are calculated by many factors. Taken into consideration are:

  • Tickets increase premiums
  • Credit rating
  • Men typically pay more than women
  • The deductible you choose
  • Your vehicle's safety rating
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

An additional factor that can impact Compass insurance cost is the year of the vehicle. Models that are new have a higher value than older models so the costs to repair can inflate annual premiums. But more recent Jeep vehicles may have safety features including pedestrian detection, tire pressure monitors, and autonomous braking which can help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability insurance

This will cover damages or injuries you inflict on people or other property. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so you should buy higher limits if possible.

Collision insurance

This coverage will pay to fix damage to your Jeep resulting from a collision with an object or car. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Compass can be pricey, so analyze the benefit of dropping coverage from older vehicles. Drivers also have the option to raise the deductible to save money on collision insurance.

Comprehensive protection

This coverage covers damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum payout you can receive from a comprehensive claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This provides protection when the "other guys" are uninsured or don't have enough coverage. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage kick in for expenses such as doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP coverage is only offered in select states and may carry a deductible.

How Much are Jeep Compass Insurance Rates?