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Jeep Patriot Insurance Cost

Drivers have lots of options when shopping for car insurance for your Jeep vehicle. You can get prices from an insurance agent or shop online to compare pricing from many different car insurance companies. Finding cheaper car insurance through online rate quotes is easy, plus you may find lower rates.

Consumers who are new to the process of buying insurance may think buying cut-rate Patriot insurance is going to be difficult. The are a couple different ways of comparing rates from car insurance companies in your area. By far the easiest way to find the lowest Patriot insurance rates is to perform an online rate comparison. This can be done by visiting this page.

Premiums are calculated by the following

Insurance premiums for your Jeep Patriot will vary greatly based upon several criteria. Including but not limited to:

  • The performance level of your Patriot
  • Your accident history
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Your birth date
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • Your job
  • The amount of protection requested
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a lower value compared to new Jeep models so the payout to repair will push premiums down. But newer vehicles have more advanced features including adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance so those may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Patriot from the list below.

Auto liability

Liability insurance can cover damage or injury you incur to other's property or people that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as much as you can afford.

Collision insurance

This covers damage to your Jeep resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.

Comprehensive auto coverage

Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount your car insurance company will pay is the actual cash value, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" either are underinsured or have no liability coverage at all. Since a lot of drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be utilized in addition to your health insurance plan or if there is no health insurance coverage. PIP is not an option in every state but can be used in place of medical payments coverage.

How Much are Jeep Patriot Insurance Rates?