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Kia Soul Insurance Quotes

There are many options when trying to find low-cost insurance for your Kia vehicle. You can buy from a local agent or go online to compare insurance costs of car insurance companies. Buying auto insurance from online rate quotes can be fast and easy and there is a good chance you might just save a little.

If you're new to shopping for auto insurance online, you can be overwhelmed by the hoards of online auto insurance companies and websites vying for your business. Getting lower Soul insurance cost doesn't have to be difficult. The only thing you need to do is invest a little time to get quotes provided by online insurance companies. This can be accomplished by getting a quick quote here.

Auto insurance rates for your Kia Soul can be significantly different depending on several factors. Some of these factors include:

  • Higher performance Soul vehicles cost more
  • How many accidents you have had
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

A final factor that helps determine Soul insurance quotes is the model year. Models that are new cost more in comparison to later models so the cost to replace them may end up costing you more. But newer models may have a trim level with safety features including tire pressure monitors, anti-lock brakes, and forward-collision avoidance that may help help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Soul below.

Liability insurance

This coverage protects you from damage that occurs to other's property or people in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Coverage for collisions

Collision insurance pays for damage to your Kia resulting from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive protection

Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Kia Soul comprehensive insurance. The highest amount you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage provides protection when the "other guys" do not carry enough liability coverage. Since many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Medical expense coverage

Med pay and PIP coverage pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be utilized in addition to your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not available in all states and may carry a deductible.

How Much are Kia Soul Insurance Rates?