Vehicles > Lexus > IS 350 C

Lexus IS 350 C Insurance Quotes

Shopping for auto insurance by quoting online can be fast and easy and at the same time you can save money. The most important part is to take the time to get rates from all companies in order to accurately compare every possible rate.

If shopping for auto insurance online is new to you, it's easy to be confused by the hoards of companies offering insurance. Reducing your Lexus IS 350 C insurance cost is a fairly straight forward process. All that's required is to spend a few minutes on the computer getting comparison quotes provided by online insurance companies. This is very easy and can be done by getting a quick quote here.

Which factors influence your insurance rates?

Car insurance premiums on a Lexus IS 350 C can vary widely depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Credit rating
  • Where you reside can make a big difference
  • The number of annual miles
  • Male drivers pay higher rates
  • The deductible you choose
  • Your vehicle's safety rating
  • Your claim history
  • No coverage lapses saves money
  • Whether you rent or own your home

An additional factor that will help determine Lexus IS 350 C insurance quotes is the year of the vehicle. Models that are new have a higher replacement value than older models so the cost to replace them can inflate annual premiums. Conversely, new Lexus models may have safety features such as dual-stage airbags, sideview assist mirrors, and active head restraints which can help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverages

This coverage provides protection from damages or injuries you inflict on people or other property by causing an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy higher limits if possible.

Collision coverage protection

Collision coverage pays to fix your vehicle from damage resulting from a collision with an object or car. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Lexus IS 350 C can be pricey, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive coverages

This coverage covers damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

This provides protection from other drivers when they either have no liability insurance or not enough. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal Injury Protection is not universally available and may carry a deductible.

How Much are Lexus IS 350 C Insurance Rates?