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Lexus RX 350L Insurance Rates

There are many options when comparing insurance rates on your Lexus vehicle. You can buy from your neighborhood insurance agent or shop online to compare rates from insurance providers. Comparing car insurance by comparing rates online is easy and there is a good chance you will probably save money.

Beginners to shopping for insurance may think buying low-cost Lexus RX 350L insurance is going to be difficult. To find the best car insurance prices, there are several ways to compare quotes from local car insurance companies. One of the best ways to compare Lexus RX 350L insurance cost involves getting comparison quotes online. This can be accomplished by comparing rates here.

Insurance rates on a Lexus RX 350L will vary greatly based upon several criteria. Some of these factors include:

  • The performance level of your RX 350L
  • Your accident history
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • Your profession
  • Your coverage level
  • Whether you own your home

One last important factor that can impact the rate you pay on your Lexus is the year of manufacture. Used vehicles cost less so the cost to replace them will push premiums down. On the flip side, newer models may have options like forward-collision avoidance, adaptive cruise control, and active head restraints so those may lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your RX 350L below.

Auto liability insurance - Liability insurance protects you from damage that occurs to people or other property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as much as you can afford.

Collision coverages - This coverage pays for damage to your Lexus resulting from a collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Lexus RX 350L can be pricey, so consider dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to get cheaper Lexus RX 350L insurance rates.

Comprehensive insurance - This coverage pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Med pay and Personal Injury Protection (PIP) - Med pay and PIP coverage provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance plan or if you lack health insurance entirely. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Lexus RX 350L Insurance Rates?