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Maserati GranTurismo Convertible Insurance Rates

You have lots of choices when shopping for insurance coverage for your Maserati vehicle. You can buy from your neighborhood insurance agent or go online to compare pricing from insurance providers. Buying auto insurance by comparing rates online can be fast and easy and at the same time you will probably save money.

If you're new to shopping for auto insurance online, it's easy to be confused by the hoards of companies competing for your business. Getting better GranTurismo Convertible insurance cost can be quick and easy. Just take time comparing rates provided by online insurance companies. This can be accomplished by visiting this page.

Which factors influence the rate you pay?

Insurance rates on a Maserati GranTurismo Convertible will vary greatly depending on several factors. Taken into consideration are:

  • Higher performance GranTurismo Convertible vehicles cost more
  • Your accident history
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

One last important factor that helps determine the rate you pay on your Maserati is the year of manufacture. A newer vehicle cost more so the cost to replace them will push premiums up. But new Maserati models may have options including anti-lock brakes, blind-spot warning system, an advanced theft deterrent system, and adaptive headlights so those may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your GranTurismo Convertible from available model years below.

Auto liability insurance - This coverage provides protection from damages or injuries you inflict on people or other property in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision coverage - Collision insurance pays to fix your vehicle from damage resulting from a collision with an object or car. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your GranTurismo Convertible can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive insurance - This coverage will pay to fix damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - This gives you protection when the "other guys" either have no liability insurance or not enough. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Med pay and Personal Injury Protection (PIP) - Medical payments and Personal Injury Protection insurance pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. The coverages can be used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not universally available but can be used in place of medical payments coverage.

How Much are Maserati GranTurismo Convertible Insurance Rates?