Vehicles > Maserati > Quattroporte

Maserati Quattroporte Insurance Rates

There are many options when attempting to insure your Maserati vehicle. You can buy direct from an insurance agent or get quotes online to compare insurance costs of lots of different providers. Comparing auto insurance through online providers saves time, is easy to do and there is a good chance you may find lower rates.

Using the web to shop for auto insurance direct can be a challenge if you are a beginner to online quotes. But don't be discouraged because we're going to show you how. Getting cheaper insurance rates is surprisingly easy. The only requirement is to invest a few minutes to compare quotes online from several insurance companies. This can be done by getting a quick quote here.

Insurance premiums on a Maserati Quattroporte can vary widely and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Any accidents you may have
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Your birth date
  • Being married may save money
  • Extra coverages like towing and rental
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Models that are new have a higher value compared to older Maserati models so the costs to repair can inflate annual premiums. But newer vehicles have more advanced features including active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control which can help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Quattroporte below.

Liability auto insurance

This can cover damage that occurs to people or other property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy higher limits if possible.

Auto collision coverage

This coverage covers damage to your Maserati resulting from a collision with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Quattroporte can be pricey, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive (Other than Collision)

This coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage provides protection when the "other guys" either are underinsured or have no liability coverage at all. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Medical expense insurance

Coverage for medical payments and/or PIP kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP coverage is not an option in every state and may carry a deductible.

How Much are Maserati Quattroporte Insurance Rates?