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Mercedes-Benz 300-Class Insurance Rates

Shopping for car insurance by getting online quotes saves time, is easy to do and there is a good chance you might just save a little. The key to finding lower rates is to get rates from all companies so you can compare all your choices.

Comparing car insurance rates direct online can be a challenge if you are a beginner to online quoting. But don't be discouraged because comparing prices is actually very simple. When shopping for car insurance there are multiple ways of comparing rates from different insurance companies. The fastest way to find the lowest 300-Class insurance quotes consists of shopping online. This can be accomplished by visiting this page.

Auto insurance rates on a Mercedes-Benz 300-Class can fluctuate considerably and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Where you reside can make a big difference
  • The number of annual miles
  • Male rates may be higher
  • Higher deductibles save money
  • Safety rating of your 300-Class
  • What you do for a living
  • The level of coverage
  • Whether you own your home

A final factor that will help determine 300-Class insurance rates is the model year. Older cars and trucks cost less in comparison to older models so the cost to replace them may end up costing you less. Conversely, newer vehicles may have a trim level with safety features such as traction control, tire pressure monitors, a collision avoidance system, and a telematics system which may provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability

This can cover damage that occurs to people or other property by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as high a limit as you can afford.

Auto collision coverage

Collision coverage covers damage to your Mercedes-Benz resulting from a collision with another car or object. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage for your 300-Class can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. Another option is to bump up the deductible to bring the cost down.

Comprehensive or Other Than Collision

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Mercedes-Benz 300-Class comprehensive insurance. The most you'll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family.

Medical costs insurance

Coverage for medical payments and/or PIP kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be used in conjunction with a health insurance program or if you do not have health coverage. PIP coverage is not an option in every state but can be used in place of medical payments coverage.

How Much are Mercedes-Benz 300-Class Insurance Rates?