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Mercedes-Benz 350-Class Insurance Rates

Drivers have lots of options when insurance shopping for your Mercedes-Benz vehicle. You can either contact an insurance agent or shop online to check prices from lots of different providers. Finding cheaper auto insurance through online providers is easy, plus you may find lower rates.

Consumers who are new to the process of buying insurance may think finding low-cost 350-Class insurance is hard and time consuming. Cutting your 350-Class insurance cost is surprisingly easy. Drivers just need to take a couple of minutes to compare quotes from different insurance companies. It is quite easy and can be accomplished by completing this short form.

Premiums are calculated by...

Insurance premiums on a Mercedes-Benz 350-Class can fluctuate considerably based upon several criteria. Including but not limited to:

  • The performance level of your 350-Class
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Young drivers cost more
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. New vehicles have a higher actual cash value compared to older Mercedes-Benz models so repair costs are higher which may result in higher rates. But more recent Mercedes-Benz vehicles have more advanced features including lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system which may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your 350-Class from the list below.

Liability auto insurance - Liability insurance will cover damage or injury you incur to people or other property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Collision - This will pay to fix damage to your Mercedes-Benz resulting from a collision with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. Collision coverage for your 350-Class can be pricey, so consider dropping it from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.

Comprehensive (Other than Collision) - This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The most your auto insurance company will pay is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical expense insurance - Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are used in conjunction with a health insurance program or if there is no health insurance coverage. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Mercedes-Benz 350-Class Insurance Rates?