Vehicles > Mercedes-Benz > 400-Class

Mercedes-Benz 400-Class Insurance Rates

Shopping for auto insurance through online companies is simple to do, plus you can save money. The critical component is getting as many rate quotes as possible so you can get the lowest priced insurance.

Comparing auto insurance rates direct online can be difficult if you have never used quoting online. But don't let that discourage you because it's actually quite easy. Getting better 400-Class insurance cost is not a difficult process. Just take time getting comparison quotes online with multiple companies. This is very easy and can be done by completing this short form.

Car insurance rates influenced by these things

Car insurance premiums for a Mercedes-Benz 400-Class can be significantly different subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your 400-Class
  • Your claim history
  • No coverage lapses saves money
  • Home ownership saves money

An additional factor that will help determine 400-Class insurance rates is the year of the vehicle. New vehicles have a higher replacement value than older models so the payout to repair may end up costing you more. Conversely, new Mercedes-Benz models may have safety features such as tire pressure monitors, traction control, and adaptive cruise control that may help give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Coverage for liability - 400-Class liability coverage provides protection from damage or injury you incur to other people or property by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Collision coverage - Collision coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. 400-Class collision insurance is rather expensive coverage, so consider removing coverage from older vehicles. It's also possible to raise the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. Due to the fact that many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Insurance for medical payments - Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Mercedes-Benz 400-Class Insurance Rates?