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Mercedes-Benz 420-Class Insurance Rates

Comparing auto insurance through online providers is easy and there is a good chance you might just save a little. The key is to compare rates from all companies in order to have the best prices.

Beginners to shopping for insurance may think buying low-cost 420-Class insurance is hard and time consuming. Finding a better price on auto insurance is surprisingly easy. Consumers just need to spend a few minutes to get quotes from different insurance companies. This can be done by comparing rates here.

Auto insurance rates on a Mercedes-Benz 420-Class will vary greatly based upon several criteria. Some of these factors include:

  • Your driving record
  • Your credit history
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Safety rating of your 420-Class
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Whether you own your home

A final factor that can impact 420-Class insurance rates is the model year. Newer models have a higher value in comparison to later models so repair costs are higher which will push premiums up. Although newer models may have a trim level with safety features included like traction control, pedestrian detection, autonomous braking, and adaptive headlights so those may lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability auto insurance - Liability insurance protects you from damage that occurs to people or other property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverages - This coverage pays for damage to your Mercedes-Benz resulting from a collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your 420-Class can be pricey, so consider dropping it from vehicles that are older. You can also bump up the deductible in order to get cheaper 420-Class insurance rates.

Comprehensive (Other than Collision) - This coverage pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Mercedes-Benz 420-Class comprehensive insurance. The maximum amount you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is a good idea.

Medical expense insurance - Med pay and PIP coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used in conjunction with a health insurance plan or if you are not covered by health insurance. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Mercedes-Benz 420-Class Insurance Rates?