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Mercedes-Benz E-Class Insurance Rates

Shopping for auto insurance through online providers is easy and at the same time you may find lower rates. The key is to take the time to get rates from as many companies as possible so you can get the lowest priced insurance.

Consumers not familiar with comparison shopping may think purchasing cut-rate E-Class insurance is hard and time consuming. Getting better E-Class insurance cost is surprisingly easy. Just take time to compare quotes from different insurance companies. This is very easy and can be done by completing this short form.

What factors impact your insurance rates?

Insurance premiums for your Mercedes-Benz E-Class can vary widely based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating
  • Male rates may be higher
  • Low deductibles cost more
  • Your vehicle's safety rating
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Whether you rent or own your home

One important consideration that will help determine your rates is the age of the vehicle. New vehicles have a higher replacement value compared to older Mercedes-Benz models so repair costs are higher which can inflate annual premiums. Although newer vehicles have more advanced features included like all-wheel drive, a telematics system, and autonomous braking which can give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability auto insurance - Liability insurance can cover damages or injuries you inflict on other's property or people by causing an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy higher limits if possible.

Collision coverage - Collision coverage covers damage to your Mercedes-Benz resulting from colliding with an object or car. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. It's also possible to increase the deductible in order to get cheaper E-Class insurance rates.

Comprehensive (Other than Collision) - Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical expense insurance - Coverage for medical payments and/or PIP provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. They are utilized in addition to your health insurance policy or if you are not covered by health insurance. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Mercedes-Benz E-Class Insurance Rates?