Vehicles > Mercury > Capri

Mercury Capri Insurance Rates

Comparing car insurance through online providers is simple to do, plus you may find lower rates. The critical component is to get rates from all companies so you can get the lowest prices.

Using the web to shop for car insurance direct can be difficult if you have never used online quoting. But don't be discouraged because we're going to show you how. The are a couple different ways to compare rate quotes and find the best price. The easiest way to find competitive Capri insurance cost involves getting comparison quotes online. This can be done by completing this short form.

Rates are determined by these things

Insurance premiums on a Mercury Capri can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your Capri
  • Your job
  • Insurance coverage level
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a lower value compared to new Mercury models so the cost to replace them can decrease annual premiums. Although new Mercury models have more advanced features included like lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system which may give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability auto insurance - Capri liability coverage provides protection from damage or injury you incur to people or other property. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Collision - This coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your Capri can be pricey, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible in order to get cheaper Capri insurance rates.

Comprehensive (Other than Collision) - This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The most your car insurance company will pay is the market value of your vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Because many people have only the minimum liability required by law, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea.

Medical expense insurance - Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They are used in conjunction with a health insurance program or if you are not covered by health insurance. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Mercury Capri Insurance Rates?