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Mercury Grand Marquis Insurance Rates

Buying auto insurance by quoting online is simple to do, in addition you can save money. The critical component is to take the time to get rates from all companies in order to accurately compare every option.

Shopping online for auto insurance can be complicated if you have never used online quotes. But don't be discouraged because it's actually quite easy. Finding a lower price on Grand Marquis insurance is a fairly straight forward process. You just have to take a little time getting comparison quotes online with multiple companies. This can be accomplished by getting a quick quote here.

Criteria which help determine Mercury insurance rates

Car insurance premiums on a Mercury Grand Marquis can vary widely subject to many criteria. A few of these criteria are:

  • Traffic citations increase rates
  • Credit rating
  • Where you live
  • The number of annual miles
  • Male drivers pay higher rates
  • The deductible you choose
  • NTSB crash rating for your vehicle
  • Your claim history
  • Having continuous coverage saves you money
  • Owning a home can lower rates

An additional factor that helps determine Grand Marquis insurance rates is the year of the vehicle. Models that are new cost more than older models so the payout to repair can inflate annual premiums. Although new Mercury models may have safety features included like traction control, active head restraints, a backup camera, and an advanced theft deterrent system which can help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability coverages

Grand Marquis liability coverage provides protection from injuries or damage you cause to people or other property in an accident. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so you should buy higher limits if possible.

Collision coverage

Collision insurance pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Grand Marquis can be pricey, so consider removing coverage from older vehicles. Drivers also have the option to raise the deductible in order to get cheaper Grand Marquis insurance rates.

Comprehensive coverages

This coverage covers damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum payout a auto insurance company will pay at claim time is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This coverage provides protection from other motorists when they either have no liability insurance or not enough. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance reimburse you for bills such as ambulance fees, surgery, and doctor visits. They can be used in conjunction with a health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Mercury Grand Marquis Insurance Rates?