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Mercury Mystique Insurance Quotes

You have lots of choices when trying to find low-cost insurance for your Mercury vehicle. You can get prices from a local agent or go online to compare pricing from multiple companies. Finding cheaper auto insurance online can be fast and easy and at the same time you might just save a little.

If you are a novice to online auto insurance shopping, it's easy to be confused by the hoards of companies vying for your business. Getting lower Mystique insurance cost is not rocket science. The only thing you need to do is invest a little time to get quotes provided by online insurance companies. It is quite easy and can be accomplished by visiting this page.

Which factors influence the rate you pay?

Auto insurance rates on a Mercury Mystique will vary greatly depending on several factors. Taken into consideration are:

  • Higher performance Mystique vehicles cost more
  • Your accident history
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • Claims drive up premiums
  • Having current coverage saves
  • Whether you rent or own your home

A final factor which can affect Mystique insurance quotes is the model year. A newer vehicle have a higher actual cash value in comparison to later models so the cost to replace them will push premiums up. On the flip side, newer models may have a trim level with safety features like a telematics system, adaptive cruise control, and anti-lock brakes so those may provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Mystique from available model years below.

Liability coverage

This coverage protects you from damages or injuries you inflict on people or other property that is your fault. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so consider buying as much as you can afford.

Coverage for collisions

This pays for damage to your Mercury resulting from a collision with an object or car. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your Mystique can be pricey, so you might think about dropping it from vehicles that are older. Another option is to bump up the deductible to get cheaper Mystique insurance quotes.

Comprehensive coverage

This coverage will pay to fix damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by your Mercury Mystique comprehensive insurance. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Protection from uninsured/underinsured drivers

This gives you protection when other motorists do not carry enough liability coverage. Since a lot of drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments coverage and PIP

Med pay and PIP coverage pay for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). The coverages can be used in conjunction with a health insurance plan or if you lack health insurance entirely. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage.

How Much are Mercury Mystique Insurance Rates?