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Mitsubishi Galant Insurance Rates

You have lots of choices when insurance shopping for your Mitsubishi vehicle. You can either contact your neighborhood insurance agent or go online to compare rates from a lot of car insurance companies. Buying car insurance through online companies can be fast and easy and at the same time you will probably save money.

If you're new to shopping for car insurance online, it's easy to be confused by the hoards of online companies competing for your business. To find the best car insurance prices, there are several ways to compare quotes from car insurance companies in your area. The easiest way to compare Galant insurance cost is to get quotes online. It is quite easy and can be accomplished by comparing rates here.

Which factors influence the rate you pay?

Insurance rates paid to insure a Mitsubishi Galant will vary greatly depending on several factors. Taken into consideration are:

  • Higher performance Galant vehicles cost more
  • Your accident history
  • Multiple policies can save money
  • How you use your vehicle
  • Your age
  • Whether you are married
  • Special coverage such as replacement cost
  • Your profession
  • The amount of protection requested
  • Whether you rent or own your home

One last important factor that helps determine the rate you pay on your Mitsubishi is the year of manufacture. Older models have a reduced actual cash value so the costs to repair may result in lower rates. But newer models may have options including a rollover prevention system, forward-collision avoidance, and dual-stage airbags so those may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Galant from available model years below.

Coverage for liability - This coverage protects you from damages or injuries you inflict on a person or their property in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision - Collision insurance pays for damage to your Mitsubishi from colliding with an object or car. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) - This pays for damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM Coverage - This protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Insurance for medical payments - Med pay and PIP coverage pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are often used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Mitsubishi Galant Insurance Rates?