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Mitsubishi Lancer Insurance Quotes

Buying auto insurance by quoting online is easy and at the same time you might just save a little. The key is to compare rates from all providers in order to have every company's rates.

People who are new to comparison shopping may think buying affordable Lancer insurance is hard. Getting lower Lancer insurance cost is a fairly straight forward process. The only thing you need to do is invest a little time to get quotes from different insurance companies. This can be accomplished by comparing rates here.

What factors impact the rate you pay?

Auto insurance rates paid to insure a Mitsubishi Lancer will vary greatly based upon several criteria. Taken into consideration are:

  • Your driving record
  • Your credit history
  • Where you live
  • Annual mileage can affect rates
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Whether you rent or own your home

A final factor that helps determine Lancer insurance quotes is the model year. Newer models cost more in comparison to later models so repair costs are higher which will push premiums up. Although more recent Mitsubishi vehicles may have a trim level with safety features included like tire pressure monitors, a telematics system, autonomous braking, and adaptive headlights so those may lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverages

Liability insurance will cover damages or injuries you inflict on a person or their property in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so consider buying as much as you can afford.

Coverage for collisions

Collision insurance will pay to fix damage to your Mitsubishi from colliding with an object or car. You have to pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are older. You can also bump up the deductible in order to get cheaper Lancer insurance quotes.

Comprehensive coverages

This pays for damage that is not covered by collision coverage. You first have to pay a deductible and the remainder of the damage will be paid by your Mitsubishi Lancer comprehensive insurance. The maximum amount you can receive from a comprehensive claim is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

This protects you and your vehicle's occupants from other motorists when they are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are often used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Mitsubishi Lancer Insurance Rates?