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Mitsubishi Montero Insurance Rates

Drivers have lots of options when buying insurance for your Mitsubishi vehicle. You can get prices from an agent or shop online to compare pricing from lots of different providers. Finding cheaper car insurance through online providers is easy, plus you can save money.

Consumers who are new to the process of buying insurance may think shopping for low-cost Montero insurance is hard and time consuming. There are several ways to compare quotes from different insurance companies. The recommended way to find the lowest Montero insurance cost is to perform an online rate comparison. This can be done by visiting this page.

Premiums are calculated by these factors

Car insurance premiums on a Mitsubishi Montero can be significantly different based upon several criteria. Including but not limited to:

  • The performance level of your Montero
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Your age
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • Your occupation
  • The level of coverage
  • Home ownership saves money

An additional factor which can affect Montero insurance rates is the year of the vehicle. Models that are a few years old have a lower value than newer models so the cost to replace them will push premiums down. Conversely, newer models may have safety features such as active head restraints, an advanced theft deterrent system, and lane departure warning system that may help provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your Montero from the list below.

Liability auto insurance - Liability insurance protects you from damage or injury you incur to people or other property that is your fault. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Collision coverage - This pays for damage to your Mitsubishi resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Montero can be pricey, so consider dropping it from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive (Other than Collision) - This coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount your car insurance company will pay is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they do not carry enough liability coverage. Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Medical expense insurance - Med pay and PIP coverage provide coverage for immediate expenses such as EMT expenses, pain medications, and nursing services. The coverages can be used in conjunction with a health insurance policy or if you do not have health coverage. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Mitsubishi Montero Insurance Rates?