Nissan 200SX Insurance Rates

Buying auto insurance from online rate quotes is easy, plus you will probably save money. The key is to compare as many rate quotes as possible so you can compare every option.

People who are new to buying insurance may think buying cheap Nissan 200SX insurance is more work than they want to put in. Finding a lower price on Nissan 200SX insurance doesn't have to be difficult. You just have to take a little time comparing rates from different insurance companies. This can be accomplished by visiting this page.

Rates are impacted by...

Insurance rates for a Nissan 200SX will vary greatly based upon several criteria. Including but not limited to:

Your driving record
Your credit history
Where you live
How many miles you drive
Men typically pay more than women
Higher deductibles save money
Crash test rating for your 200SX
No claims lowers premiums
Maintaining coverage lowers rates
Home ownership saves money

One last important factor that helps determine the rate you pay on your Nissan is the year of manufacture. A newer vehicle cost more so repair costs are higher which will push premiums up. But more recent Nissan vehicles may have options including adaptive cruise control, a collision avoidance system, autonomous braking, and an advanced theft deterrent system so those may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability insurance

Liability insurance will cover damage or injury you incur to other people or property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so purchase as much as you can afford.

Collision coverage

Collision insurance will pay to fix damage to your Nissan caused by collision with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Nissan 200SX collision insurance is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive protection

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount your auto insurance company will pay is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses for things like EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance plan or if there is no health insurance coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Nissan 200SX Insurance Rates?