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Nissan 240SX Insurance Rates

Shopping for car insurance from online rate quotes can be fast and easy and at the same time you may find lower rates. The most important part is to compare rates from as many companies as possible in order to have every option.

If shopping for car insurance online is new to you, it's easy to be confused by the hoards of online car insurance companies and websites selling insurance. The are a couple different ways to compare quotes from different insurance companies. The quickest method to compare Nissan 240SX insurance quotes consists of shopping online. It is quite easy and can be accomplished by comparing rates here.

Which factors influence the rate you pay?

Insurance premiums for your Nissan 240SX will vary greatly depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Your credit history
  • Where you reside can make a big difference
  • High miles vs. low miles
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • Your job
  • The level of coverage
  • Whether you rent or own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a reduced actual cash value compared to new Nissan models so the payout to repair may result in lower rates. Conversely, newer models have more advanced features such as adaptive cruise control, a collision avoidance system, autonomous braking, and an advanced theft deterrent system so those may lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability insurance

This coverage protects you from damages or injuries you inflict on other's property or people by causing an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so buy as much as you can afford.

Collision coverage

Collision coverage pays for damage to your Nissan resulting from colliding with an object or car. You have to pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from lower value vehicles. You can also increase the deductible to bring the cost down.

Comprehensive protection

Comprehensive insurance coverage pays for damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

This protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is important protection for you and your family.

Medical expense coverage

Med pay and PIP coverage pay for expenses like doctor visits, EMT expenses, and X-ray expenses. They are often utilized in addition to your health insurance plan or if you do not have health coverage. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Nissan 240SX Insurance Rates?