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Nissan Stanza Insurance Rates

You have many choices when shopping for insurance coverage for your Nissan vehicle. You can either contact a local agent or price shop online to compare insurance costs of multiple companies. Shopping for car insurance online is simple to do, in addition you might just save a little.

Comparing car insurance rates direct online can be complicated if you have never used quoting online. But don't be discouraged because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to get quotes from car insurance companies in your area. The best method to find the cheapest Stanza insurance cost consists of shopping online. This is very easy and can be done by getting a quick quote here.

Criteria which help determine Nissan insurance rates

Auto insurance rates on a Nissan Stanza can be significantly different subject to many criteria. A few of these criteria are:

  • More performance equals higher cost
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Pleasure use vs. commuting use
  • Optional coverages like vehicle replacement
  • What you do for a living
  • The amount of protection requested
  • Owning a home can lower rates

A final factor that will help determine Stanza insurance rates is the model year. Older cars and trucks have a much lower replacement value in comparison to older models so the cost to replace them can decrease annual premiums. But more recent Nissan vehicles may have a trim level with safety features including adaptive headlights, sideview assist mirrors, automatic crash notification, and pedestrian detection that may help help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Stanza from the following list.

Liability coverage - Stanza liability coverage will cover injuries or damage you cause to people or other property by causing an accident. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so consider buying as large an amount as possible.

Collision coverage - Collision coverage will pay to fix damage to your Nissan resulting from a collision with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Stanza can be pricey, so consider removing coverage from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive coverage - This coverage covers damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and the remainder of the damage will be paid by your Nissan Stanza comprehensive insurance. The highest amount a car insurance company will pay at claim time is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This coverage provides protection when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage reimburse you for bills (i.e. ambulance fees, surgery, and doctor visits). They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states and may carry a deductible.

How Much are Nissan Stanza Insurance Rates?