Vehicles > Nissan > Truck

Nissan Truck Insurance Rates

You have lots of choices when trying to insure your Nissan vehicle. You can buy from an agent or go online to check prices from lots of different providers. Shopping for auto insurance through online providers can be fast and easy and at the same time you can save money.

If shopping for auto insurance online is new to you, it's easy to be confused by the hoards of online companies offering insurance. Finding a lower price on Truck insurance is surprisingly easy. You just have to take a little time getting comparison quotes provided by online insurance companies. This is very easy and can be done by completing this short form.

Which factors influence your insurance rates?

Car insurance premiums paid to insure a Nissan Truck can vary widely depending on several factors. Taken into consideration are:

  • Higher performance Truck vehicles cost more
  • Any accidents you may have
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Young drivers cost more
  • Having a spouse can save money
  • Special coverage such as replacement cost
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

An additional factor that will help determine Truck insurance rates is the year of the vehicle. New vehicles have a higher replacement value than older models so the cost to replace them can inflate annual premiums. But more recent Nissan vehicles may have safety features including a backup camera, autonomous braking, active head restraints, and all-wheel drive which can give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Truck from available model years below.

Liability auto insurance

This coverage will cover damages or injuries you inflict on a person or their property by causing an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy higher limits if possible.

Collision coverage

Collision coverage will pay to fix damage to your Nissan from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive (Other than Collision)

This pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

This protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Nissan Truck Insurance Rates?