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Oldsmobile Eighty-Eight Insurance Rates

Shopping for car insurance through online providers is easy, plus you might just save a little. The key is to compare rates from as many companies as possible in order to accurately compare the best prices.

Consumers not familiar with buying insurance may think buying cut-rate Eighty-Eight insurance is hard and time consuming. When shopping for car insurance there are multiple ways of comparing rates from car insurance companies in your area. One of the best ways to find the cheapest Eighty-Eight insurance cost consists of shopping online. This can be done by getting a quick quote here.

Car insurance rates influenced by the following

Auto insurance rates for your Oldsmobile Eighty-Eight will vary greatly based upon several criteria. Including but not limited to:

  • Your driving record
  • Your credit history
  • Male rates may be higher
  • The deductible you choose
  • Crash test rating for your Eighty-Eight
  • What you do for a living
  • The amount of protection requested
  • Home ownership saves money

A final factor that will help determine Eighty-Eight insurance rates is the model year. Older cars and trucks have a lower value in comparison to older models so the payout to repair will push premiums down. But newer vehicles may have a trim level with safety features including traction control, pedestrian detection, autonomous braking, and adaptive headlights so those may help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability auto insurance - Liability insurance can cover damage or injury you incur to other's property or people by causing an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverages - Collision coverage covers damage to your Oldsmobile resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive (Other than Collision) - Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Oldsmobile Eighty-Eight comprehensive insurance. The maximum amount your car insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage provides protection when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical expense insurance - Coverage for medical payments and/or PIP provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They can be utilized in addition to your health insurance plan or if there is no health insurance coverage. PIP is not an option in every state and may carry a deductible.

How Much are Oldsmobile Eighty-Eight Insurance Rates?