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Oldsmobile Eighty-Eight Royale Insurance Rates

There are many options when trying to insure your Oldsmobile vehicle. You can either contact your neighborhood insurance agent or go online to compare pricing from many different car insurance companies. Finding cheaper car insurance through online rate quotes can be fast and easy and there is a good chance you will probably save money.

If you are a novice to online car insurance shopping, you can be overwhelmed by the hoards of companies competing for your business. To find the best car insurance prices, there are several ways to compare rate quotes from local car insurance companies. The quickest method to find the lowest Eighty-Eight Royale insurance quotes is to perform an online rate comparison. This can be accomplished by visiting this page.

Insurance rates on a Oldsmobile Eighty-Eight Royale can vary widely depending on several factors. Some of these factors include:

  • Higher performance Eighty-Eight Royale vehicles cost more
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Mature drivers pay less
  • Being married can lower rates
  • Extra coverages like towing and rental
  • Your profession
  • Your coverage level
  • Whether you own your home

One last important factor which can affect the rate you pay on your Oldsmobile is the year of manufacture. Models that are a few years old cost less so the cost to replace them may result in lower rates. On the flip side, new Oldsmobile models may have options like lane departure warning system, a telematics system, and adaptive headlights which can provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Eighty-Eight Royale below.

Auto liability

This coverage provides protection from damage that occurs to people or other property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase higher limits if possible.

Collision coverage

This pays to fix your vehicle from damage resulting from a collision with another car or object. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Eighty-Eight Royale can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper Eighty-Eight Royale insurance rates.

Comprehensive auto coverage

This coverage will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection when other motorists either have no liability insurance or not enough. Since a lot of drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not universally available but can be used in place of medical payments coverage.

How Much are Oldsmobile Eighty-Eight Royale Insurance Rates?