Vehicles > Oldsmobile > Intrigue

Oldsmobile Intrigue Insurance Rates

Drivers have lots of options when buying insurance for your Oldsmobile vehicle. You can get prices from an insurance agent or price shop online to compare pricing from many different car insurance companies. Comparing car insurance through online rate quotes is simple to do, plus you may find lower rates.

Using the web to shop for car insurance direct can be difficult if you have never used online rate quotes. Don't let that stop you because we're going to show you how. The are a couple different ways to get quotes from car insurance companies in your area. The recommended way to find the lowest Intrigue insurance cost involves getting comparison quotes online. This can be done by visiting this page.

Rates are determined by...

Insurance premiums for your Oldsmobile Intrigue will vary greatly subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Your accident history
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Young drivers cost more
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • Your job
  • The amount of protection requested
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a lower value compared to new Oldsmobile models so the payout to repair can decrease annual premiums. But more recent Oldsmobile vehicles have more advanced features including dual-stage airbags, all-wheel drive, blind-spot warning system, and tire pressure monitors so those may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Intrigue from the list below.

Auto liability - Intrigue liability coverage will cover damage or injury you incur to other's property or people. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as much as you can afford.

Collision coverage - This coverage will pay to fix damage to your Oldsmobile resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.

Comprehensive auto coverage - Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount your car insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Medical payments and PIP coverage - Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be utilized in addition to your health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Oldsmobile Intrigue Insurance Rates?