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Pontiac G5 Insurance Quotes

There are many options when looking for the best insurance on your Pontiac vehicle. You can buy direct from an agent or go online to compare insurance costs of many different companies. Finding cheaper auto insurance from online companies can be fast and easy and there is a good chance you can save money.

If you are a novice to online auto insurance shopping, you can be overwhelmed by the hoards of online auto insurance companies and websites offering insurance. Reducing your Pontiac G5 insurance cost is actually quite simple. All that's required is to spend a few minutes on the computer getting comparison quotes provided by online insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Car insurance premiums for your Pontiac G5 can fluctuate considerably depending on several factors. Some of these factors include:

  • Higher performance G5 vehicles cost more
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you own your home

An additional factor which can affect Pontiac G5 insurance quotes is the year of the vehicle. Models that are new have a higher actual cash value than older models so the cost to replace them may result in higher rates. But more recent Pontiac vehicles may have safety features including forward-collision avoidance, automatic crash notification, and tire pressure monitors which may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your G5 below.

Liability coverage

This coverage will cover damage that occurs to other's property or people that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as high a limit as you can afford.

Collision coverage protection

This will pay to fix damage to your Pontiac resulting from colliding with another car or object. A deductible applies then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible to save money on collision insurance.

Comprehensive coverage

Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The most you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage provides protection when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be utilized in addition to your health insurance program or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Pontiac G5 Insurance Rates?