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Pontiac Solstice Insurance Rates

Comparing car insurance from online rate quotes can be fast and easy, in addition you may find lower rates. The most important part is getting rates from as many companies as possible so you can compare all your choices.

If you've never shopped for car insurance online, you may be confused by the hoards of online car insurance companies and websites selling insurance. The are a couple different ways to compare quotes from different insurance companies. The fastest way to find the lowest Solstice insurance quotes involves getting comparison quotes online. This is very easy and can be done by visiting this page.

Criteria which help determine your insurance rates

Insurance premiums for your Pontiac Solstice can be significantly different depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Your location impacts rates
  • High miles vs. low miles
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • Your job
  • The level of coverage
  • Owning a home can lower rates

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a much lower replacement value compared to new Pontiac models so the payout to repair may result in lower rates. Conversely, newer models have more advanced features such as forward-collision avoidance, adaptive cruise control, and lane departure warning system that may help provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability insurance

This coverage protects you from injuries or damage you cause to other's property or people. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so buy as large an amount as possible.

Auto collision coverage

This coverage pays for damage to your Pontiac resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from lower value vehicles. Another option is to increase the deductible to bring the cost down.

Comprehensive protection

Comprehensive insurance coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay. The highest amount a car insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage gives you protection from other drivers when they do not carry enough liability coverage. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Medical expense coverage

Med pay and PIP coverage pay for bills like ambulance fees, surgery, and doctor visits. The coverages can be utilized in addition to your health insurance policy or if you do not have health coverage. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage.

How Much are Pontiac Solstice Insurance Rates?