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Porsche 944 Insurance Rates

Buying auto insurance from online rate quotes saves time, is easy to do, plus you can save money. The key to finding lower rates is getting rates from all companies in order to have the lowest prices.

Shopping online for auto insurance can be difficult if you are a beginner to quoting online. But don't be discouraged because it's actually quite easy. Cutting your Porsche 944 insurance cost doesn't have to be difficult. Drivers just need to take a couple of minutes getting comparison quotes online from several insurance companies. This can be accomplished by comparing rates here.

Rates are impacted by the following

Car insurance premiums on a Porsche 944 can be significantly different and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Better credit means lower rates
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Crash test rating for your 944
  • Your claim history
  • Maintaining coverage lowers rates
  • Home ownership saves money

An additional factor that helps determine Porsche 944 insurance rates is the year of the vehicle. Newer models cost more than older models so the costs to repair may end up costing you more. But newer vehicles may have safety features including an advanced theft deterrent system, adaptive cruise control, active head restraints, and a telematics system that may help lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability insurance - This can cover damage or injury you incur to people or other property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so you should buy as large an amount as possible.

Collision - Collision insurance covers damage to your Porsche resulting from a collision with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Porsche 944 can be pricey, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive protection - This coverage pays for damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage. The highest amount your auto insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Medical expense coverage - Coverage for medical payments and/or PIP kick in for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Porsche 944 Insurance Rates?