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Porsche Boxster Insurance Rates

Comparing auto insurance online saves time, is easy to do, plus you will probably save money. The key to finding lower rates is to get rates from all companies in order to accurately compare the lowest prices.

Using the web to shop for auto insurance direct can be difficult if you are a beginner to online quoting. But don't be discouraged because there is an easy way to compare rates. Cutting your Boxster insurance cost is not rocket science. Drivers just need to take a couple of minutes comparing rates online from several insurance companies. This can be done by getting a quick quote here.

Rates are determined by the following

Insurance rates on a Porsche Boxster can fluctuate considerably and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Male rates may be higher
  • The deductible you choose
  • Crash test rating for your Boxster
  • No claims lowers premiums
  • No coverage lapses saves money
  • Home ownership saves money

One last important factor that can impact the rate you pay on your Porsche is the year of manufacture. Models that are new have a higher value so the costs to repair may result in higher rates. Conversely, newer vehicles may have options such as a collision avoidance system, a telematics system, dual-stage airbags, and pedestrian detection which may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage - This can cover damage or injury you incur to people or other property. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so purchase as high a limit as you can afford.

Collision - This coverage covers damage to your Porsche resulting from a collision with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage for your Boxster can be pricey, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive coverage - This coverage covers damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The most your auto insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage provides protection from other drivers when they either are underinsured or have no liability coverage at all. Because many people carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP - Coverage for medical payments and/or PIP kick in for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance program or if you do not have health coverage. PIP coverage is not an option in every state and may carry a deductible.

How Much are Porsche Boxster Insurance Rates?