Vehicles > Porsche > Cayenne

Porsche Cayenne Insurance Cost

There are many options when finding cheaper insurance coverage on your Porsche vehicle. You can either contact a local agent or shop online to compare pricing from insurance providers. Shopping for auto insurance by comparing rates online is easy and there is a good chance you might just save a little.

Consumers not familiar with shopping for insurance may think finding cheap Cayenne insurance is going to be difficult. Finding cheaper coverage prices can be quick and easy. All you need to do is take the time to get quotes from different insurance companies. This is very easy and can be done by visiting this page.

Auto insurance rates for a Porsche Cayenne can fluctuate considerably based upon several criteria. Some of these factors include:

  • The performance level of your Cayenne
  • Accidents raise premiums
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

A final factor that will help determine Cayenne insurance cost is the model year. A newer vehicle have a higher replacement value in comparison to later models so repair costs are higher which may result in higher rates. But more recent Porsche vehicles may have a trim level with safety features including adaptive cruise control, lane departure warning system, and pedestrian detection which may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Cayenne below.

Auto liability insurance

Liability insurance will cover damage that occurs to other people or property by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as high a limit as you can afford.

Collision protection

Collision coverage will pay to fix damage to your Porsche caused by collision with another car or object. A deductible applies and then insurance will cover the remainder. Cayenne collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.

Comprehensive insurance

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Porsche Cayenne comprehensive insurance. The most you'll receive from a claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be used to fill the gap from your health insurance program or if there is no health insurance coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Porsche Cayenne Insurance Rates?