Vehicles > Porsche > Cayman

Porsche Cayman Insurance Rates

Comparing car insurance online saves time, is easy to do, in addition you will probably save money. The key to finding lower rates is getting rates from all providers so you can compare the best prices.

Using the web to shop for car insurance direct can be complicated if you are a beginner to quoting online. But relax because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to get quotes from local car insurance companies. One of the best ways to find the lowest Cayman insurance cost involves getting comparison quotes online. This is very easy and can be done by visiting this page.

Criteria which help determine car insurance premiums

Insurance rates paid to insure a Porsche Cayman can be significantly different and are calculated by many factors. A few of these criteria are:

  • Tickets increase premiums
  • Better credit means lower rates
  • Men typically pay more than women
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • Your profession
  • Your coverage level
  • Owning a home can lower rates

One last important factor that can impact the rate you pay on your Porsche is the year of manufacture. Used vehicles have a much lower replacement value so the costs to repair may end up costing you less. On the flip side, more recent Porsche vehicles may have options like dual-stage airbags, tire pressure monitors, and blind-spot warning system that may help provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability coverage - This will cover injuries or damage you cause to a person or their property. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. It is cheap coverage so purchase as large an amount as possible.

Collision coverages - This coverage will pay to fix damage to your Porsche from colliding with another vehicle or an object, but not an animal. You first must pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper Cayman insurance rates.

Comprehensive coverage - This will pay to fix damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount a car insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured and underinsured coverage - This coverage gives you protection when other motorists are uninsured or don't have enough coverage. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage kick in for bills for things like ambulance fees, surgery, and doctor visits. The coverages can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. PIP coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Porsche Cayman Insurance Rates?