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Porsche Cayman S Insurance Cost

Comparing auto insurance from online companies is simple to do and there is a good chance you will probably save money. The critical component is getting as many rate quotes as possible in order to have all possible prices.

Using the web to shop for auto insurance direct can be a challenge if you have never used quoting online. But don't let that discourage you because there is an easy way to compare rates. Finding cheaper coverage prices is actually quite simple. All you need to do is take the time comparing rates online with multiple companies. This can be done by comparing rates here.

Insurance rates for a Porsche Cayman S can be significantly different subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your Cayman S
  • No claims lowers premiums
  • Having current coverage saves
  • Whether you own your home

One last important factor that can impact the rate you pay on your Porsche is the year of manufacture. Newer models have a higher value so the payout to repair may end up costing you more. On the flip side, more recent Porsche vehicles may have options like forward-collision avoidance, a collision avoidance system, dual-stage airbags, and all-wheel drive that may help lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

Cayman S liability coverage will cover damage that occurs to other people or property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as large an amount as possible.

Collision protection

This coverage will pay to fix damage to your Porsche caused by collision with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Cayman S collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are 8 years or older. You can also choose a higher deductible to get cheaper Cayman S insurance cost.

Comprehensive coverage

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Porsche Cayman S Insurance Rates?