Vehicles > Porsche > Macan

Porsche Macan Insurance Rates

There are many options when trying to insure your Porsche vehicle. You can either buy through a local agent or shop online to compare insurance costs of multiple companies. Buying auto insurance online is easy and there is a good chance you might just save a little.

People who are new to shopping for insurance may think buying low-cost Macan insurance is very challenging. Finding a lower price on Macan insurance is not rocket science. You just have to take a little time to get quotes from different insurance companies. This can be accomplished by getting a quick quote here.

Auto insurance rates on a Porsche Macan will vary greatly based upon several criteria. Some of these factors include:

  • The performance level of your Macan
  • Your accident history
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Whether you own your home

A final factor that helps determine Macan insurance rates is the model year. Models that are new cost more in comparison to later models so repair costs are higher which will push premiums up. Although new Porsche models may have a trim level with safety features included like sideview assist mirrors, pedestrian detection, lane departure warning system, and tire pressure monitors so those may help offset higher rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Macan below.

Liability coverage

Liability insurance provides protection from damage that occurs to people or other property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverage

Collision insurance pays to fix your vehicle from damage resulting from a collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Macan can be pricey, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible in order to get cheaper Macan insurance rates.

Comprehensive coverage

This coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Porsche Macan comprehensive insurance. The maximum amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage provides protection from other motorists when they either have no liability insurance or not enough. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used in conjunction with a health insurance plan or if you are not covered by health insurance. PIP is not universally available and may carry a deductible.

How Much are Porsche Macan Insurance Rates?