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Saturn L-Series Insurance Rates

Comparing auto insurance by comparing rates online is easy and there is a good chance you might just save a little. The key is to compare rates from as many companies as possible so you can get all your choices.

Beginners to shopping for insurance may think buying cut-rate L-Series insurance is going to be difficult. Getting cheaper insurance rates can be quick and easy. The only requirement is to invest a few minutes to get quotes from different insurance companies. This can be done by completing this short form.

Auto insurance rates for your Saturn L-Series will vary greatly based upon several criteria. Some of these factors include:

  • Your driving record
  • Your credit history
  • Your location impacts rates
  • High miles vs. low miles
  • Men typically pay more than women
  • Low deductibles cost more
  • Safety rating of your L-Series
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Whether you own your home

A final factor that can impact L-Series insurance rates is the model year. New vehicles have a higher value in comparison to later models so repair costs are higher which will push premiums up. Although more recent Saturn vehicles may have a trim level with safety features included like a backup camera, dual-stage airbags, and an advanced theft deterrent system so those may give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance

Liability insurance will cover damage that occurs to other's property or people. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as much as you can afford.

Auto collision coverage

This coverage will pay to fix damage to your Saturn resulting from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible in order to get cheaper L-Series insurance rates.

Comprehensive insurance

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Saturn L-Series comprehensive insurance. The maximum amount you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is a good idea.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are utilized in addition to your health insurance plan or if you are not covered by health insurance. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Saturn L-Series Insurance Rates?