Vehicles > Scion > xA

Scion XA Insurance Rates

Buying car insurance by comparing rates online is simple to do and there is a good chance you will probably save money. The critical component is to get rates from all providers in order to accurately compare the lowest prices.

Shopping online for car insurance can be a challenge if you have never used online quoting. But relax because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare rate quotes from local car insurance companies. The easiest way to find the cheapest xA insurance cost is to get quotes online. This can be accomplished by getting a quick quote here.

Insurance rates paid to insure a Scion xA can fluctuate considerably subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • The deductible you choose
  • Safety rating of your xA
  • Your profession
  • Your coverage level
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Scion is the year of manufacture. Older models cost less so the costs to repair can decrease annual premiums. On the flip side, new Scion models may have options like automatic crash notification, sideview assist mirrors, blind-spot warning system, and all-wheel drive which may help offset higher rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance - xA liability coverage provides protection from damage that occurs to a person or their property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision - Collision insurance pays to fix your vehicle from damage from colliding with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to get cheaper xA insurance rates.

Comprehensive insurance - This covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

UM/UIM Coverage - Your UM/UIM coverage provides protection when other motorists either have no liability insurance or not enough. Since many drivers carry very low liability coverage limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Med pay and Personal Injury Protection (PIP) - Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Scion xA Insurance Rates?